No fee = Send money using PayPal Friends and Family

Use your PayPal Balance to send money to friends and family, quickly and securely with no transaction fee.

By β™Ÿ Vondelphia.com β€” Updated Oct 30, 2026

Use Your Balance or Bank, Not a Card

When using your PayPal balance to transfer money, you can send money online for free. If you don’t have a balance, you can still send for free from a linked bank account. Paying with a credit or debit card costs 2.90% plus a fixed fee.

  1. Log into PayPal
  2. On dashboard, click Add money
  3. Visit Send money page
  4. Type in payee name and click Next
  5. Type desired amount and click Continue
  6. * Add more balance to save time in the future.

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1 thought on “No fee = Send money using PayPal Friends and Family”

  1. If you don’t have a paypal balance you can not “send to friends and family”. So basically, you’d have to fund your account and THAN send money.

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